THE SHIELD: Your Guide to Smarter Health Coverage

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Indemnity Insurance Explained: A Smart Way to Lower Medical Costs

What is indemnity health insurance and how does it work? Learn how this flexible, cash-paying plan can help cover gaps, lower out-of-pocket costs, and protect your finances.

Smart CoveragePrivate Plans & PPO SolutionsMoney-Saving TipsUnderstanding Your BenefitsIndemnity Insurance Insights

What Happens If You Miss Open Enrollment?

Missed the health insurance Open Enrollment deadline? Don’t worry—you may still qualify for coverage. Explore your options for 2025, including Special Enrollment and short-term plans.

Smart CoveragePrivate Plans & PPO SolutionsSelf-Employed & 1099 WorkersPre-Retirement PlanningUnderstanding Your BenefitsACA & Open EnrollmentIndemnity Insurance InsightsShort-Term Medical ExplainedMinimum Essential Coverage (MEC)