THE SHIELD: Your Guide to Smarter Health Coverage

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Minimum Essential Coverage (MEC): What It Is—and What It Definitely Isn’t

Wondering what MEC health insurance covers? Learn what’s included, what’s not, and when MEC plans make sense. Get affordable protection without confusion.

Smart CoveragePrivate Plans & PPO SolutionsMoney-Saving TipsUnderstanding Your BenefitsMinimum Essential Coverage (MEC)

What Happens If You Miss Open Enrollment?

Missed the health insurance Open Enrollment deadline? Don’t worry—you may still qualify for coverage. Explore your options for 2025, including Special Enrollment and short-term plans.

Smart CoveragePrivate Plans & PPO SolutionsSelf-Employed & 1099 WorkersPre-Retirement PlanningUnderstanding Your BenefitsACA & Open EnrollmentIndemnity Insurance InsightsShort-Term Medical ExplainedMinimum Essential Coverage (MEC)